Before you sign, let’s check what you’re really paying, the true interest rate and the running costs, in plain English.
Maxxia, Paywise, SG Fleet, anyone. We work out the real rate the same way for all of them.
Upload the PDF or a few phone screenshots. No forms, no waiting, no sales call.
No name, no email, no sign-up. We keep the rate against the provider, nothing about you.
Upload your novated lease quote (PDF) or add screenshots. We’ll break down the numbers, check the effective rate and every running cost, and show you what you’re really paying.
Free. No sign-up. No sales calls.
A real result shows the true finance rate and checks every running cost, line by line. Here’s an example.
Figures are illustrative. Vehicle image: Toyota Australia, RAV4 Cruiser listing, a design reference; publication rights to be confirmed before launch.
Most tools stop at the interest rate. We check the running costs with real data, and show you whether leasing is even the right call in the first place.
The PDF, or a few screenshots from your phone. Any provider at all.
We read the financed amount, residual and payments, and work out the real reducing-balance rate.
Your real rate, a plain verdict, the running costs checked line by line, and what to ask next.
Most quotes show a low headline rate, then fold the fees and commission inside it. We take the financed amount, the residual and the payments straight off your quote, and work out the true reducing-balance rate, the same published method for every provider. It’s all laid out in our methodology.
Novated Compare is owned and operated by The Trustee for Frederiksberg Family Trust. It isn’t owned by any lease provider.
CarBon and Novated Self Serve are related parties of the owner. They’re measured and shown the exact same way, with no special treatment. See the methodology.
General information, not financial advice, always check with a licensed adviser. We show providers we have a readable quote for, not the whole market. See the disclaimer.